Tax time can feel overwhelming, especially when you’re staring down a pile of expenses with no receipts in sight. But the good news is: the ATO isn’t always as strict as you might think. There are plenty of deductions you can legally claim on your individual tax return, even without paper proof, if you follow the rules.

Here’s what’s allowed in the 2024-2025 financial year:

1. Work-related expenses: Up to $300 (No Receipts Needed)

You can claim up to $300 in total for work-related expenses like uniforms, tools, or self-education, no receipts required. But if you go over $300? You’ll need documentation for everything, not just the amount over the limit.

2. Car use: Cents-per-kilometre method

You can claim up to 5,000km per car using the 88 cents per km rate, that’s up to $4,400. No logbook required, but keep a record of how you calculated the distance and that it was work-related (excluding your commute).

3. Phone expenses: Up to $50

Use your phone for work? You can make a claim of up to $50 without detailed records, as long as it’s a reasonable estimate.

4. Laundry: Up to $150

Claim $1 per load if you’re washing only your work uniform or 50c per load if it’s a mixed wash. You can claim up to $150 without receipts, but it must be for uniforms or protective gear, not your everyday wardrobe.

5. Working from Home: 70c per Hour

The ATO allows a fixed rate of 70 cents per hour to cover things like electricity, internet, and office supplies.
You don’t need receipts for every item, but you do need a record of your hours worked and at least one bill in your name as proof.

6. Donations: Up to $10

Made a quick donation to a natural disaster appeal or a “bucket” collection? You can claim up to $10 without a receipt, as long as it went to a registered charity.

7. Overtime meals & travel allowances

If you received an award-based allowance for overtime meals or travel, and stayed under the ATO’s reasonable limits, you can claim it without receipts. Just make sure you keep a note of what it was for.

8. Can I use bank statements instead of receipts?

Yes, bank and credit card statements can support your claim if they show the supplier name, amount, and date. But to meet ATO requirements, write down what the purchase was for as well.

Remember: No matter the deduction, you’re responsible for showing how the expense relates to your work. And the ATO loves a well-kept log or diary.

Not sure what’s fair game? Speak to your tax agent to get it right and make the most of what you’re entitled to.

Please remember, this is general info only. For personal advice, always chat to your tax agent.